FrameworksRBI FREE-AI

RBI FREE-AI

Reserve Bank of India · effective 2025-04-15 (rolling) · applies to India banking entities, India insurance entities

Build-time viewReadiness 82%9 open gapsNext: 2026-06-30 (AI Compliance Toolkit deliverable)
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7 Sutras

Foundational principles
  • 1Trust is foundationalMet
  • 2People firstMet
  • 3Innovation over restraint (responsibly)Partial
  • 4Fairness and equityPartial
  • 5AccountabilityMet
  • 6Understandable by designMet
  • 7Safety, resilience, sustainabilityMet

6 Pillars · 26 recommendations

Build-time view. Some pillars span Operations Platform — cross-product evidence is shown.

  • AS-1Pre-deployment evaluation requirementsMetCatherine O'Brien18 ev4d ago
  • AS-2Bias testing requirements (caste, language, gender)PartialAnjali Krishnan11 ev2d ago
  • AS-3Adversarial testing requirementsMetArjun Iyer26 ev1d ago
  • AS-4Documentation requirements (model cards)MetLars Andersson47 ev3d ago
  • AS-5Re-evaluation cadenceMetCatherine O'Brien9 ev6d ago
  • AU-1Audit-trail completenessMetLars Andersson412 evtoday
  • AU-2Independent third-party validationPartialVikram Shetty4 ev9d ago
  • AU-3Audit cadenceMetLars Andersson6 ev12d ago
  • AU-4Vendor re-validationPartialSanjay Kapoor7 ev21d ago